① 支票欺诈的四、新的清算所规则和先进的技术措施
根据美国《统一商法典》，如果第三方未经授权擅自以客户名义签发支票，在这种欺诈形式下，由此造成的损失一般由付款银行承担。但是，美国一些清算所认为，这种责任的分担方式不太科学，纷纷对自己的一些规则进行修改。比如1996年，西南清算所协会颁布了一个新的规则，规定提示银行作出保证，支票上没有未经授权的签名，也就是说支票不是伪造的，假冒的，如果出现这样的支票，就被认为违反了提示银行自己的保证，支票帐户真正的所有权人只要出具一份伪造宣誓证明书，证明该支票是未经其授权签发的，就可以将支票退回付款银行，付款银行再将支票退回提示银行。早在1995年，加州银行家清算所协会也制定了类似的规则。同时，1996年，加州《统一商法典》也相应修改，反映了上述清算规则的变化。这些修改规则的举措，都认为同付款银行相比，提示银行更容易发现支票欺诈，从而应该承担更大的审核责任。
在技术方面，银行大量的使用了指纹和其他技术措施。在客户向银行提交支票要求付款的时候，银行要求那些没有存款帐户的客户留下其指纹，如果事后发现了支票欺诈，该支票就被交给有关当局进行侦察，支票上的指纹可以作为侦察的线索和证据。指纹的方法大大降低了支票欺诈，因为从事欺诈的人通常都害怕留下任何证据。据统计，在德克萨斯，运用指纹技术已经减少了支票欺诈的50%，内华达和亚拉巴马州在试行期间，支票欺诈下降了40%──80%。而大西银行（Great Western Bank）实行指纹技术之后，1997年支票欺诈减少了40%。
其他技术手段也非常多，比如康涅迪格州的第一联合银行（First Union Bank of Connecticut）使用ATM照相技术，测量使用人面部的有关资料，比如两眼之间的距离，鼻尖到额头的距离；花旗银行（Citybank）也正在调查研究，准备实行眼部扫描技术，尤其是虹膜的扫描，其他一些银行还使用声音识别技术等等，所有这些技术也可以用在支票欺诈的预防上。此外，有的银行还专门开发了反空头支票软件，或者通过其他电子化手段防止支票欺诈的产生。
（作者单位 北京大学金融法研究中心）
② butterfly in the bank 翻译成中文，工具翻译的不行哦，
我明白了... 肯定不是 "Butterfly in the bank"; 应该是" Battery in the bank; Battery bank" ! (移动电源).
③ 谁可以用英文介绍德国银行系统，类似一个报告
这段时介绍德意志中央银行的。
The single most important economic institution in Germany outside the federal government is the central bank, the Deutsche Bundesbank (commonly called the Bundesbank). It has the dominant voice in German monetary policy. Through that voice, it establishes and maintains a firm policy in favor of solid currency value within Germany and increasingly within the EU and even the world at large.
If a central bank's reputation is its most precious asset, the Bundesbank is among the world's most highly endowed institutions. Its contribution to the economic and political stability of West Germany and Western Europe in the postwar years was almost legendary and was given e respect even by those who disagreed with some or many of its policies.
Although the Bundesbank often appears to be the principal maker of German economic policy, its exact powers are carefully set forth and circumscribed in the 1957 law establishing the bank. The law assigned to the bank the responsibility for "the preservation of the value of German currency," a mandate that was so important that it was clearly intended to override the bank's other principal task, "to support the general economic policy of the federal government." Even the latter task was carefully limited by the specific provision that the bank "shall be independent of instructions from the federal government."
The government does have a role, if it wishes to exercise it. Government representatives can and at times do attend the meetings of the bank's governing board, the Central Bank Council, although the government cannot block the bank's actions but is authorized only to delay them for no longer than two weeks. There are also informal contacts between the government and the bank, and it is not unusual for senior officials at the Chancellory or the Ministry of Finance to know in advance what the council might be expected to decide at its next meeting.
The bank has more authority in the realm of monetary policy than any other major European central bank. It is most closely based, at least in its structure although not in its formal mandate, on the United States Federal Reserve Bank. It exercises more functions than the Federal Reserve, however, in part because it carries out some exchange responsibilities that are assigned to the United States Department of the Treasury. The Bundesbank issues money and makes monetary policy by controlling short-term interest rates such as the discount rate for loans to other banks and the Lombard rate for short-term funding for business.
As of mid-1995, the president of the Bundesbank was Hans Tietmeyer, who made his mark in the economics and finance ministries as a career official and then as a state secretary. Kohl appointed him Bundesbank president in 1993. The Bundesbank's Central Bank Council has seventeen members, with the majority of nine being the presidents of regional or Land central banks. The representatives of these banks can, therefore, outnumber the eight members of the Central Bank Council who work out of the bank's executive office in Frankfurt am Main, the Direktorium (Directorate, giving the bank a strong orientation toward developments in the country as a whole, while public and foreign attention usually concentrates on the Directorate. Land central bank presidents are nominated by Land governments. They do not serve at any government's pleasure, including that of the Land that nominated them. The members of the council who are in the Directorate are appointed by the president upon the nomination of the chancellor, but even these members are not subject to government direction.
The single most important fact about the Bundesbank, however, is its powerful and consistent anti-inflationary philosophy. That philosophy, grounded in its absolute determination to avoid the social upheaval caused by the Great Inflation of the early 1920s, is central to the bank's thinking on every occasion and has given it enormous influence. Although a number of economists, especially some in the United States, have long argued that the Bundesbank's policies are excessively restrictive and potentially deflationary, the bank is popular with most German voters and with much of German business. The voters do not wish to see their savings eroded by inflation. Businessmen are inclined to believe that a lower inflation rate will permit them to hold down their costs and remain highly competitive over the long run although others might receive some temporary advantage from devaluation. Germans believe that a country with a stable currency will be able to have lower capital and labor costs because lower inflation expectations make lower interest rates and stable wages acceptable.
German demographic realities have added further reasons for anti-inflationary policies. As the population ages and as more Germans live on pensions or on fixed investment incomes, the importance of price stability has become a powerful consideration for a growing sector of the electorate. That sector of the electorate fully supports the Bundesbank's anti-inflationary policies.
④ great western bank哪个国家
你好，很高兴为你解答，答案如下：
Great Western Bank
西部大银行(美国)
希望我的回答对你有帮助，满意请采纳。
⑤ 澳大利亚国民银行的全球网络
澳大利亚国民银行总部位于墨尔本，全球化的网络覆盖澳大利亚、美国、英国、新西兰以及中国香港、新加坡、日本等亚洲地区。目前在中国上海设有一家分行，掌门人为丹尼·阿姆斯特朗，另在北京设有代表处。 地区部门概况澳大利亚企业银行业务部澳大利亚最大的商务银行 雇员: 5,427 约700,000 客户 2011营业额: 澳币$24.45亿 个人银行业务部澳大利亚第四大个人业务银行 雇员 : 8,705 约3百万客户 (其中10万来自全资子公司UBank的客户) 品牌: NAB, UBank, Homeside 以及Advantedge 2011营业额: 澳币$9.32亿 UBank网上零售银行 约$100亿储蓄 约10万客户 MLC & NAB 私人财富管理5,909 雇员 投资, 养老金, 保险以及个人理财规划 品牌: MLC, JBWere, Navigator, Plum, JANA, NAB Private Wealth 2011营业额: 澳币$5.33亿 英国英国业务Clydesdale Bank and Yorkshire Bank 个人银行，企业银行，以及企业融资服务 雇员: 8,351 约2百万客户 2011营业额: 澳币$2.88亿 新西兰新西兰银行新西兰银行 个人银行，企业银行，以及农业贷款、保险等 雇员: 4,641 约1百万客户 2011营业额: 澳币$4.69亿 美国Great Western BankGreat Western Bank 个人银行，企业银行，以及农业贷款 雇员: 1,492 约30万客户 125家储蓄所，主要美国中西部地区的七个州 2011营业额: 澳币$0.88亿 全球其他业务批发银行2,889 雇员，分布在澳大利亚、新西兰、亚洲、英国和美国 主营业务: 资本市场, 外汇交易, 衍生产品, 项目融资, 信托服务 其他项目: 金融机构融资, 工程建设融资, 自然资源投资 2011营业额: 澳币$6.61亿 特别资产服务环球金融危机后成立 处理坏帐 2011营业额: 澳币$1.10亿 其他融资服务业务包括，在新加坡、香港、孟买、东京等地的融资服务 2011营业额: 澳币$1.59亿
⑥ great western bank信用卡激活
你好，
great western bank可以通过以下三种方式激活信用卡：
1、网点理财柜台开卡设密，办理的时候需要本人的身份证和信用卡；
2、网上银行开卡，如果有网银盾的话，可以一并设置交易取现密码；
3、电话语音自助开卡，当然激活前会需要输入一些个人信息，以确保是持卡人本人，信息输入不正确，就会转到人工开卡了。
激活信用卡时要注意:
1、确认年费的收取情况。
2、是否需要取消纸质账单。
3、账单日的选择, 一般情况下，账单日就是还款日。
⑦ 银行的历史（要有英文翻译）
希望采纳
5000字？谁有时间给你找并且翻译啊 ？不如来我们美东旭翻译公司翻译啊，你把文章找到，我们给你翻译，这样翻译出来的文字才比较严谨～