① 支票欺詐的四、新的清算所規則和先進的技術措施
根據美國《統一商法典》，如果第三方未經授權擅自以客戶名義簽發支票，在這種欺詐形式下，由此造成的損失一般由付款銀行承擔。但是，美國一些清算所認為，這種責任的分擔方式不太科學，紛紛對自己的一些規則進行修改。比如1996年，西南清算所協會頒布了一個新的規則，規定提示銀行作出保證，支票上沒有未經授權的簽名，也就是說支票不是偽造的，假冒的，如果出現這樣的支票，就被認為違反了提示銀行自己的保證，支票帳戶真正的所有權人只要出具一份偽造宣誓證明書，證明該支票是未經其授權簽發的，就可以將支票退回付款銀行，付款銀行再將支票退回提示銀行。早在1995年，加州銀行家清算所協會也制定了類似的規則。同時，1996年，加州《統一商法典》也相應修改，反映了上述清算規則的變化。這些修改規則的舉措，都認為同付款銀行相比，提示銀行更容易發現支票欺詐，從而應該承擔更大的審核責任。
在技術方面，銀行大量的使用了指紋和其他技術措施。在客戶向銀行提交支票要求付款的時候，銀行要求那些沒有存款帳戶的客戶留下其指紋，如果事後發現了支票欺詐，該支票就被交給有關當局進行偵察，支票上的指紋可以作為偵察的線索和證據。指紋的方法大大降低了支票欺詐，因為從事欺詐的人通常都害怕留下任何證據。據統計，在德克薩斯，運用指紋技術已經減少了支票欺詐的50%，內華達和亞拉巴馬州在試行期間，支票欺詐下降了40%──80%。而大西銀行（Great Western Bank）實行指紋技術之後，1997年支票欺詐減少了40%。
其他技術手段也非常多，比如康涅迪格州的第一聯合銀行（First Union Bank of Connecticut）使用ATM照相技術，測量使用人面部的有關資料，比如兩眼之間的距離，鼻尖到額頭的距離；花旗銀行（Citybank）也正在調查研究，准備實行眼部掃描技術，尤其是虹膜的掃描，其他一些銀行還使用聲音識別技術等等，所有這些技術也可以用在支票欺詐的預防上。此外，有的銀行還專門開發了反空頭支票軟體，或者通過其他電子化手段防止支票欺詐的產生。
（作者單位 北京大學金融法研究中心）
② butterfly in the bank 翻譯成中文，工具翻譯的不行哦，
我明白了... 肯定不是 "Butterfly in the bank"; 應該是" Battery in the bank; Battery bank" ! (移動電源).
③ 誰可以用英文介紹德國銀行系統，類似一個報告
這段時介紹德意志中央銀行的。
The single most important economic institution in Germany outside the federal government is the central bank, the Deutsche Bundesbank (commonly called the Bundesbank). It has the dominant voice in German monetary policy. Through that voice, it establishes and maintains a firm policy in favor of solid currency value within Germany and increasingly within the EU and even the world at large.
If a central bank's reputation is its most precious asset, the Bundesbank is among the world's most highly endowed institutions. Its contribution to the economic and political stability of West Germany and Western Europe in the postwar years was almost legendary and was given e respect even by those who disagreed with some or many of its policies.
Although the Bundesbank often appears to be the principal maker of German economic policy, its exact powers are carefully set forth and circumscribed in the 1957 law establishing the bank. The law assigned to the bank the responsibility for "the preservation of the value of German currency," a mandate that was so important that it was clearly intended to override the bank's other principal task, "to support the general economic policy of the federal government." Even the latter task was carefully limited by the specific provision that the bank "shall be independent of instructions from the federal government."
The government does have a role, if it wishes to exercise it. Government representatives can and at times do attend the meetings of the bank's governing board, the Central Bank Council, although the government cannot block the bank's actions but is authorized only to delay them for no longer than two weeks. There are also informal contacts between the government and the bank, and it is not unusual for senior officials at the Chancellory or the Ministry of Finance to know in advance what the council might be expected to decide at its next meeting.
The bank has more authority in the realm of monetary policy than any other major European central bank. It is most closely based, at least in its structure although not in its formal mandate, on the United States Federal Reserve Bank. It exercises more functions than the Federal Reserve, however, in part because it carries out some exchange responsibilities that are assigned to the United States Department of the Treasury. The Bundesbank issues money and makes monetary policy by controlling short-term interest rates such as the discount rate for loans to other banks and the Lombard rate for short-term funding for business.
As of mid-1995, the president of the Bundesbank was Hans Tietmeyer, who made his mark in the economics and finance ministries as a career official and then as a state secretary. Kohl appointed him Bundesbank president in 1993. The Bundesbank's Central Bank Council has seventeen members, with the majority of nine being the presidents of regional or Land central banks. The representatives of these banks can, therefore, outnumber the eight members of the Central Bank Council who work out of the bank's executive office in Frankfurt am Main, the Direktorium (Directorate, giving the bank a strong orientation toward developments in the country as a whole, while public and foreign attention usually concentrates on the Directorate. Land central bank presidents are nominated by Land governments. They do not serve at any government's pleasure, including that of the Land that nominated them. The members of the council who are in the Directorate are appointed by the president upon the nomination of the chancellor, but even these members are not subject to government direction.
The single most important fact about the Bundesbank, however, is its powerful and consistent anti-inflationary philosophy. That philosophy, grounded in its absolute determination to avoid the social upheaval caused by the Great Inflation of the early 1920s, is central to the bank's thinking on every occasion and has given it enormous influence. Although a number of economists, especially some in the United States, have long argued that the Bundesbank's policies are excessively restrictive and potentially deflationary, the bank is popular with most German voters and with much of German business. The voters do not wish to see their savings eroded by inflation. Businessmen are inclined to believe that a lower inflation rate will permit them to hold down their costs and remain highly competitive over the long run although others might receive some temporary advantage from devaluation. Germans believe that a country with a stable currency will be able to have lower capital and labor costs because lower inflation expectations make lower interest rates and stable wages acceptable.
German demographic realities have added further reasons for anti-inflationary policies. As the population ages and as more Germans live on pensions or on fixed investment incomes, the importance of price stability has become a powerful consideration for a growing sector of the electorate. That sector of the electorate fully supports the Bundesbank's anti-inflationary policies.
④ great western bank哪個國家
你好，很高興為你解答，答案如下：
Great Western Bank
西部大銀行(美國)
希望我的回答對你有幫助，滿意請採納。
⑤ 澳大利亞國民銀行的全球網路
澳大利亞國民銀行總部位於墨爾本，全球化的網路覆蓋澳大利亞、美國、英國、紐西蘭以及中國香港、新加坡、日本等亞洲地區。目前在中國上海設有一家分行，掌門人為丹尼·阿姆斯特朗，另在北京設有代表處。 地區部門概況澳大利亞企業銀行業務部澳大利亞最大的商務銀行 雇員: 5,427 約700,000 客戶 2011營業額: 澳幣$24.45億 個人銀行業務部澳大利亞第四大個人業務銀行 雇員 : 8,705 約3百萬客戶 (其中10萬來自全資子公司UBank的客戶) 品牌: NAB, UBank, Homeside 以及Advantedge 2011營業額: 澳幣$9.32億 UBank網上零售銀行 約$100億儲蓄 約10萬客戶 MLC & NAB 私人財富管理5,909 雇員 投資, 養老金, 保險以及個人理財規劃 品牌: MLC, JBWere, Navigator, Plum, JANA, NAB Private Wealth 2011營業額: 澳幣$5.33億 英國英國業務Clydesdale Bank and Yorkshire Bank 個人銀行，企業銀行，以及企業融資服務 雇員: 8,351 約2百萬客戶 2011營業額: 澳幣$2.88億 紐西蘭紐西蘭銀行紐西蘭銀行 個人銀行，企業銀行，以及農業貸款、保險等 雇員: 4,641 約1百萬客戶 2011營業額: 澳幣$4.69億 美國Great Western BankGreat Western Bank 個人銀行，企業銀行，以及農業貸款 雇員: 1,492 約30萬客戶 125家儲蓄所，主要美國中西部地區的七個州 2011營業額: 澳幣$0.88億 全球其他業務批發銀行2,889 雇員，分布在澳大利亞、紐西蘭、亞洲、英國和美國 主營業務: 資本市場, 外匯交易, 衍生產品, 項目融資, 信託服務 其他項目: 金融機構融資, 工程建設融資, 自然資源投資 2011營業額: 澳幣$6.61億 特別資產服務環球金融危機後成立 處理壞帳 2011營業額: 澳幣$1.10億 其他融資服務業務包括，在新加坡、香港、孟買、東京等地的融資服務 2011營業額: 澳幣$1.59億
⑥ great western bank信用卡激活
你好，
great western bank可以通過以下三種方式激活信用卡：
1、網點理財櫃台開卡設密，辦理的時候需要本人的身份證和信用卡；
2、網上銀行開卡，如果有網銀盾的話，可以一並設置交易取現密碼；
3、電話語音自助開卡，當然激活前會需要輸入一些個人信息，以確保是持卡人本人，信息輸入不正確，就會轉到人工開卡了。
激活信用卡時要注意:
1、確認年費的收取情況。
2、是否需要取消紙質賬單。
3、賬單日的選擇, 一般情況下，賬單日就是還款日。
⑦ 銀行的歷史（要有英文翻譯）
希望採納
5000字？誰有時間給你找並且翻譯啊 ？不如來我們美東旭翻譯公司翻譯啊，你把文章找到，我們給你翻譯，這樣翻譯出來的文字才比較嚴謹～